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Asked Questions

How can Encore help me?

There are a variety of ways that our team at Encore can help annuitants all across the country. We take the time to consider each customer’s unique situation and their needs. In the past 15 years we have helped thousands of customers access cash to plan for the future and accomplish their dreams such as buying a home, paying off debt, starting a business, and more!

What products and services are available?

There are many products and services available and each one is tailored to our client’s needs. This personalized approach gives us the ability to offer custom solutions.   Some of our most popular options include our Next Payment Advance, Payment Acceleration, and Lump Sum Escrows.

How long does the process take?

Each process differs by product and sometimes even by location. Our Next Payment Advance can be processed in as little as 24 hours, whereas a Payment Acceleration can take between two weeks and two months, depending on the state or company making the annual payments. We try to meet our customer’s immediate needs and process each transaction as quickly and efficiently as possible all while keeping the customer informed at all times.

How do I know who to trust?

We know that accessing your payments is big decision and it’s important that you work with a trustworthy company. We encourage customers to complete due diligence with the state lottery and the Better Business Bureau to confirm that there have been no complaints lodged against a company. We also recommend that you ask a company to guarantee a funding time frame – something Encore is happy to do on every transaction!