Last Updated: September 17, 2026
These Terms and Conditions (“Terms”) govern your access to and use of the Encore Funding website, www.encore-funding.com, including the content, features, forms, applications, resources, and other services available through the website (collectively, the “Website”).
By accessing or using the Website, you agree to these Terms and our Privacy Policy. If you do not agree with these Terms, please do not use the Website.
Use of the Website
The Website is intended for lawful business and informational purposes. You may use the Website to learn about Encore Funding, explore our funding and business support solutions, access educational resources, contact our team, submit information, and apply for funding or related services.
You agree not to use the Website in any manner that violates applicable law, infringes upon the rights of others, interferes with the operation or security of the Website, or attempts to gain unauthorized access to any systems, accounts, data, or information.
You must be at least 18 years old and legally capable of entering into a binding agreement to use the Website.
Information You Provide
Certain areas of the Website may ask you to provide business, financial, contact, or other information. You agree that any information you provide will be accurate, current, and complete to the best of your knowledge.
Information submitted through the Website will be handled in accordance with our Privacy Policy.
Submission of an application, assessment, contact form, or other information does not guarantee approval for funding or establish a client relationship with Encore Funding.
Funding and Other Services
Encore Funding provides working-capital solutions, invoice factoring, back-office support, strategic consulting, and related services to qualifying businesses.
Information presented on the Website is for general informational purposes and does not constitute an offer, commitment, or guarantee of funding. Funding availability, advance rates, fees, terms, eligibility, and other conditions are subject to underwriting, due diligence, approval, and execution of applicable agreements.
If you enter into a separate funding, factoring, service, or other agreement with Encore Funding, that agreement will govern the applicable business relationship. In the event of a conflict between these Terms and a separately executed agreement, the terms of the separately executed agreement will control with respect to the services covered by that agreement.
No Financial, Legal, or Tax Advice
Content on the Website, including articles, guides, calculators, assessments, FAQs, educational materials, and other resources, is provided for general informational purposes only.
Nothing on the Website should be considered financial, legal, accounting, tax, or other professional advice. You should consult qualified professional advisors regarding decisions specific to your business or circumstances.
Intellectual Property
The Website and its content, including text, graphics, logos, images, videos, designs, software, downloadable materials, and other content, are owned by or licensed to Encore Funding and are protected by applicable intellectual property laws.
You may view, download, or print Website materials for your own legitimate business or informational use. You may not reproduce, distribute, modify, republish, sell, license, commercially exploit, or create derivative works from Website content without prior written permission from Encore Funding.
All trademarks, service marks, logos, and trade names appearing on the Website are the property of their respective owners.
Prohibited Uses
You may not use the Website to:
- Violate any applicable federal, state, local, or international law or regulation.
- Impersonate Encore Funding, an Encore employee, another user, or any other person or entity.
- Submit false, fraudulent, misleading, or unauthorized information.
- Attempt to gain unauthorized access to the Website, client portals, servers, databases, or other systems.
- Introduce viruses, malware, malicious code, or other technologically harmful material.
- Interfere with or disrupt the operation, performance, or security of the Website.
- Use automated tools, bots, scrapers, or similar technologies to access or collect Website content without authorization.
- Use Website content or services for fraudulent, unlawful, or unauthorized commercial purposes.
Encore Funding reserves the right to restrict or terminate access to the Website for conduct that violates these Terms or may harm Encore Funding, its clients, its partners, or other users.
Account and Portal Security
Certain services may require access through a secure account or client portal. If you receive login credentials, you are responsible for maintaining their confidentiality and for activity occurring through your account.
You agree to notify Encore Funding promptly if you become aware of unauthorized access, suspected misuse, or any other security issue involving your account.
Third-Party Websites and Services
The Website may contain links to third-party websites, platforms, resources, or services. These links are provided for convenience and informational purposes.
Encore Funding does not control and is not responsible for third-party websites, their content, availability, security, or privacy practices. Accessing third-party websites is at your own discretion and subject to the terms and policies of those third parties.
Website Availability and Accuracy
Encore Funding works to keep Website information accurate and current but does not guarantee that all content will always be complete, accurate, current, or error-free.
We may update, modify, suspend, or discontinue any portion of the Website at any time without notice.
Disclaimer of Warranties
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.
ENCORE FUNDING MAKES NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE WEBSITE, ITS CONTENT, ITS AVAILABILITY, OR THE RESULTS THAT MAY BE OBTAINED THROUGH ITS USE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.
ENCORE FUNDING DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ENCORE FUNDING AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, AND REPRESENTATIVES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE WEBSITE OR ITS CONTENT.
THIS LIMITATION DOES NOT APPLY TO LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Indemnification
To the extent permitted by applicable law, you agree to indemnify and hold harmless Encore Funding and its affiliates, officers, directors, employees, agents, and service providers from claims, liabilities, losses, damages, costs, or expenses arising from your violation of these Terms, misuse of the Website, violation of applicable law, or infringement of the rights of another person or entity.
Privacy
Your use of the Website is also subject to Encore Funding’s Privacy Policy. Please review that policy to understand how Encore Funding collects, uses, stores, and protects information provided through the Website.
Changes to These Terms
Encore Funding may update these Terms from time to time. When changes are made, the revised Terms will be posted on this page with an updated “Last Updated” date.
Your continued use of the Website following the posting of revised Terms constitutes acceptance of those changes.
Governing Law
These Terms and your use of the Website will be governed by and construed in accordance with the laws of the State of [STATE], without regard to its conflict-of-law principles.
Any dispute arising from or relating to these Terms or use of the Website will be subject to the jurisdiction and venue of the appropriate state or federal courts located in [COUNTY, STATE], except where otherwise required by applicable law.
Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
Entire Agreement
These Terms, together with the Privacy Policy and any other policies expressly incorporated by reference, constitute the agreement between you and Encore Funding regarding your use of the Website.
These Terms do not replace or modify any separate funding, factoring, service, or other agreement you may enter into with Encore Funding.
Contact Us
Questions regarding these Terms and Conditions may be directed to:
Encore Funding
30100 Chagrin Blvd., Suite 350
Pepper Pike, OH 44124
Phone: 216-998-9900
Email: [email protected]